Mufti Muhammad Ibrahim Essa
Director & Chief Executive Officer
Mufti Muhammad Ibrahim Essa is a well-known recognized Shariah Scholar in the field of Islamic Banking and Takaful. He has completed his Darse Nizami (Masters in Quran and Sunnah) and Takhassus fil Ifta (Specialization in Islamic Jurisprudence) from Jamiah Darul Uloom Karachi. Currently he is working as Teacher and Member of Darul Ifta Jamiah Darul Uloom Karachi.
Mufti Ibrahim Essa is associated as Chairman Shariah Board of United Bank Limited. He has also served as Chairman Shariah Board Zarai Taraqiati Bank Limited, Member Shariah Board-Habib Metropolitan Bank Limited and Member Shariah Board-The Bank of Khyber. He was associated with Ernst & Young Ford Rhodes Sidat Hyder & Co as Shariah Advisor from 2007 to 2015. Mufti Ibrahim Essa is also serving as Shariah Advisor for number of Islamic Financial Institutions both domestic and international including, Kompanion-Investment Kyrgyzstan, Craft 3 Investment-USA, Atrium Underwriting Syndicate-Lloyds of London, EFU Takaful and Orient Rental Modaraba. He has also written more than four thousand Fatawas on different topics.
Mufti Ubaid ur Rahman Zubairi
(Director of Operations)
Mufti Ubaid ur Rahman Zubairi is recognized Shariah Advisor registered by S.E.C.P. He completed his graduation as a Sharia Scholar (Shahadat-ul-Almiyah) from the world renowned Islamic University “Jamia Darululoom Karachi” under the great supervision of Sheikh Mufti Rafi Usmani and Sheikh Mufti Taqi Usmani. He holds specialization in Islamic Jurisprudence and Fatwa from Jamia Ashraful Madaris Karachi.
He has written and issued several hundred expert legal opinions (Fatawa) on general Islamic Science.Zuabiri has an experience of being a faculty & Darul-Ifta member of same Jamia since 2015. He is serving as a Shariah Advisorat Premier Insurance Limited for its Window Takaful Operations.
Mufti Uzair Bilwani
(Director - Research & Development)
Uzair Tariq Bilwani completed his initial Islamic education from Darululoom Azadville in South Africa where he studied various aspects of Islamic sciences including Arabic grammar, Islamic law, Tafseer ul Qur’an and Islamic history. He then enrolled at Darululoom Karachi where he specialized in Islamic law (Fiqh) and qualified as a Mufti. Here he was able to study under some of the world’s renowned scholars including Mufti Mohammad Taqi Usmani and write over 300 Fatwas on complex issues in today’s society including one of the first fatwas on the use of e-taxi services (Uber). He has also worked as a Shariah analyst at Meezan bank.
Dr. Mufti Adnan Aziz
(Director)
Mufti Muhammad Adnan is a recognized Shariah Scholar in the field of Islamic Finance and Takaful. He has completed his Darse Nizami (Masters in Quran and Sunnah) and “Takhassus Fil Ifta” (Specialisation in Islamic Jurisprudence and Ifta) from Jamia Darul Uloom Karachi.
Currently he is working as teacher and Member of Darul Ifta Jamiah Darul Uloom Karachi.He has also associated as Shariah Advisorat Sindh Insurance for its Window Takaful Operations.
Mufti Muhammad Aamir
(Director)
Mufti Muhammad Aamir is graduate from Jamia Darul Uloom Karachi. He has also MBA (islamic business & finance) from Riphah International University Islamabad. He has also completed islamic banking certificate course from NIBAF Islamabad. Aamir has an experience of teaching islamic business & finance in Rawalpindi. He is also looking Shariah Compliance in Habib Metropolitan Bank Limited. Aamir conducted various training regarding Islamic business i.efinance, marketing,HR, CSR & calculation of zakaat.
He has good knowledge and experience regarding development of shariah compliant Zakaat fund management system for corporate and welfare communities.
Mufti Hussain Saif
(Director)
Mufti Hussain Saif is also a well-known recognized Shariah Scholar,he has completed his Darse Nizami (Masters in Quran and Sunnah) and Takhassus fil Ifta (Specialization in Islamic Jurisprudence) from Jamiah Darul-Uloom Karachi.
Currently he is working as teacher and Member of Darul Ifta Jamiah Darul-Uloom Karachi.
Dr.Mufti Asif Naveed
(Executive Director-Germany)
Mufti Muhammad Adnan is a recognized Shariah Scholar in the field of Islamic Finance and Takaful. He has completed his Darse Nizami (Masters in Quran and Sunnah) and “Takhassus Fil Ifta” (Specialisation in Islamic Jurisprudence and Ifta) from Jamia Darul Uloom Karachi.
Mufti Asif Naveed is a former Teacher & Member of Darul – Ifta Jamia Darul Uloom Karachi. He completed his Dars-e-Nizami (Masters in Quran and Sunnah) and Takhassus-fil-Ifta (Specialization in Islamic Jurisprudence) from Jamia Darul-Uloom, Karachi. In addition, he completed his Ph.D. in Islamic Studies and Finance from the University of Karachi. From 2006 until 2015, he provided his services as an employee for DarulIftaa at Darul-Uloom, Karachi and compiled approximately2,000 Fatwas on different topics. He also categorized and validated thousands of Fatwas, which are published in the books namely: Ashraful Ahkam and Fatwa Mufti A’azam.Moreover, he worked as an advisor of Islamic law from 2014 to 2015 for the shipping company OSL. From 2015 onwards, he is employed as a Mufti and Teacher in the Islamic center in the city of Mannheim, Germany. He also writes for different magazines in Urdu and Arabic. As of now, four of his articles have been published on the topics of the Science of Islamic Jurisprudence and the Life of Holy Prophet (SAW).
Mufti Kokoev Akzhigit
(Executive Director-Kyrgyzstan)
MUFTI KOKOEV AKZHIGIT is recognized Shariah Advisor. He completed his graduation as a Sharia Scholar (Shahadat-ul-Almiyah) from the world renowned Islamic University “Jamia Darululoom Karachi” He holds specialization in Islamic Jurisprudence and Fatwa from Jamia Darul Uloom Karachi under the great supervision of Sheikh Mufti Rafi Usmani and Sheikh Mufti Taqi Usmani. He has written and issued several hundred expert legal opinions (Fatawa) on general Islamic Science. Currently he is working as teacher and Member of Muftiyat (deeni idara) and he is also the Executive Director of Alhamd Shariah Advisory Services (Pvt.) Limited for the country of Kyrgyzstan. KOKOEV has an experience of being a Shariah Advisor of Komponian Investment.
Muhammad Osama
(Director - Corporate Shariah Compliance)
Osama is an ACCA member and having completed a BSC degree in Accounting & Research from Oxford brooks - United Kingdom. Currently enrolled at the final level of CIMA, ICAEW and ICMA qualification. Over 13 years of experience in managing Financial management & Analysis, Project Management, Procurement, Monitoring & Evaluation, exploring new ventures, Developing Strategies, Managing local and international projects. Developing departments and peoples, Designing and implementation of good corporate governance and internal controls. Over a decade, Usama has been working in the philanthropic sector with the organizations at Senior management portfolio. As CEO/ CFO helping the underprivileged children and youth of the country to transform their future by providing them with the vision, education and skills to lead. Osama has been instrumental in past work roles in scaling up the organizations to sustain and achieve their strategic goals by building up their capacities by developing policies, peoples and implementing the best corporate governance. Osama has been part of the steering committee in the last two roles and served as a Project director on projects partner with International and local organization ( USAID, DFID, Google, PPAF and Government of Pakistan) overseeing Project construction & procurement, Project management and reporting.
Omair Mahmood
(Marketing Manager Germany & EU)
He completed his advanced vocational college in business and officemanagement in 2017 at the Berufsbilden Schule Wirtschaft 2 in Ludwigshafen am Rhein, Germany. He is currently training to become a chemical technician at BASF SE
Dr. Amjad Bangash
(Executive Director)
Dr. Amjad Bangash is a Certified Shariah Advisor & Auditor from AAOIFI Bahrain, a qualified Islamic Banker from CISI UK, Certified Islamic Banking from CIBAFI Bahrain, attained certificates in Law of Contracts from Harvard Business School, USA. He holds master’s Degree in Islamic Banking and a PhD in Business Management. Dr. Amjad is serving as Head of Shariah Department of an Islamic Bank in GCC since 2012, Islamic Banks in Pakistan from 2007 to 2012 and Shariah Advisor to an Islamic Fintech Company Defynance USA and an ESG based Carbon Credit Firm in Luxembourg. He is also Shariah Advisor for an Islamic bank and an Islamic insurance company (under formation) in USA.
Muhammad Bilal
(General manager UK)
Muhammad Bilal is a distinguished scholar with expertise in both Islamic and secular law. He studied at Darul Uloom Karachi, International Islamic University, and BPP University in London, gaining a deep understanding of Shariah and contemporary legal systems. He has authored over 200 fatwas, known for their clarity and relevance in Islamic jurisprudence. Additionally, he provides consultancy services through Al Haramin Service Ltd, offering expert advice on the application of Islamic law in various sectors. His work is highly respected and valued by those seeking to align their practices with Islamic principles.